Mortgage & Credit Card Debt Negotiators

Regain your financial stability with mortgage, student loan, and credit card debt counseling services from our qualified negotiators in Pleasanton, California. Certified Debt Negotiators helps you keep your home and a good credit score by providing you with in-home loan modification, debt settlement, and short sale consultations. We know that owning a home, paying back a loan, and paying off credit cards can be daunting tasks. Contact our debt negotiators today at (866) 757-8739 to make paying your creditors easier and more affordable.

Loan Modification

Don't worry; there are alternatives to short sales and foreclosures. Certified Debt Negotiators has the knowledge and connections to lower your interest rate and monthly payments. We can even get a principle reduction to lower your payments if you owe more than your house is worth. If you're in a very bad financial situation, there is the potential that we could get you a forbearance plan, which allows you to catch up on your payments and possibly go a couple of months with no payments.

Your credit does not matter when it comes to loan modification; the only thing that matters is your hardship situation and whether or not you need an income. Certified Debt Negotiators wants to help you, so make an appointment with us today for a free, in-home consultation. We always have an attorney present for your benefit.

Short Sales
If you decide that you don't want to keep your home, we can help you negotiate a short sale. When you want to sell your home, but you owe more than the home is worth, we can also help you reduce liabilities. We're also Realtors that can help you sell your home if you so desire.

Debt Settlement

Negotiate mortgage, student loan, and credit card debt settlements after you can prove you're experiencing financial hardship. For credit card debt settlement, we counsel you on the different types of debt settlement options you have. There are three main programs, one of which entails settling your debt while rebuilding your credit. We don't charge on the full amount; we only charge you if your debt gets settled and on the amount we save you.

If you have a second loan and you owe more than it's worth, we can potentially reduce your principle if you're able to pay a certain percentage up front. We also help you validate and get incorrect information off your credit report and stop harassing calls from collection agencies. Our debt settlement service is a great alternative to bankruptcy.

Call us today at (866) 757-8739 for excellent mortgage, student loan, and credit card debt counseling services.